Marvel not that I said unto thee, Ye must be born again.

John 3:7

1. We are all sinners.

Romans 3:23 For all have sinned, and come short of the glory of God;

2. We all owe the penalty of sin.

Romans 6:23 For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.

3. We have the debt paid in Christ.

Romans 5:8 But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.

4. We must accept His free gift.

Romans 10:9 That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved.

Romans 10:13 For whosoever shall call upon the name of the Lord shall be saved.

5. Repent and call upon Christ and ask Him to forgive you of your sins.

Luke 13:5 I tell you, Nay: but, except ye repent, ye shall all likewise perish.

John 6:37 All that the Father giveth me shall come to me; and him that cometh to me I will in no wise cast out.